Please read the following important legal information before continuing. Poehling Capital Management, Inc. ("Poehling Capital Management", "we" or "us") provides all of the information and materials on this web site subject to the following terms and conditions, which, by using this web site, you are accepting.

1. Web Site Content. This web site is provided for informational purposes only and does not constitute a solicitation or offer, or recommendation, to buy or sell any security. The information provided on this web site is for personal, non-commercial use only. Poehling Capital Management is not providing specific investment advice to any individual viewing the content of this web site and does not represent that the services described herein are suitable for any specific investor. You should obtain relevant and specific professional advice before making any investment decision.
2. Ownership and Use of Content. Except as clearly identified, Poehling Capital Management owns all rights, title and interest in and to the data, text, and graphics (collectively, the "Site Content") that appear on this web site, including all trademark, copyright, and other intellectual property rights therein. You may view, download, print or distribute Site Content for your personal and non-commercial use only so long as you do not alter or remove any copyright or other notices. You may not otherwise copy, publish, display, distribute, commercially exploit, modify, reverse engineer, disassemble, translate, adapt, create derivative works from, transfer or sell in any form or by any means any portion of this web site, any underlying computer code or other aspects of the web site. You may, on your own web site, provide a link to the home page of our web site, so long as that link accurately describes our web site as that of Poehling Capital Management, Inc. Linking to any interior page of our web site, however, requires our written permission.
3. Third Party Content. When you access certain hyperlinks on this web site, you may leave this web site and view content that is not provided by us. Some tools and information available through this web site are provided by third parties and their source is clearly identified. Poehling Capital Management has not checked the accuracy or otherwise reviewed any of the web sites linked herein or information provided herein by third parties and makes no representations or warranties about such third party information and does not guarantee its accuracy, timeliness or completeness nor accept any responsibility for the contents of such websites, information, products, services or other items offered by such web sites.
4. Prohibited Use. As a condition of your use of this web site, you agree that you will not use this web site for any purpose that is unlawful or prohibited by applicable law and these terms and conditions. You may not use this web site in any manner which could overburden, disable, or impair this web site or interfere with any other party’s use of the web site.
5. Electronic Communications. This web site enables you to communicate by sending electronic messages to us. In using this web site, you agree not to send electronic messages through this web site to give us instructions regarding your investment account, such as placing orders to purchase or sell a security or to transfer funds. You should not use electronic messages through this web site to provide us with any other nonpublic personal information. Poehling Capital Management cannot guarantee it will take any action as a result of having received such instructions or the confidentiality of information transmitted through this web site. Poehling Capital Management will not be liable for any actions taken or any omissions to act as a result of any electronic communications sent through this web site.
6. Modification of Terms and Monitoring. We reserve the right to modify, add or remove portions of these terms at any time and suggest that you check periodically for changes. If you use this web site after we post changes to the terms, you accept the changes. We may use software that monitors traffic on our web site by recording each visitor’s domain name, browser type, date and time of access, and other similar information. We do not link this data to any specific person who browses the web site.
7. Disclaimers. POEHLING CAPITAL MANAGEMENT MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING THE SUITABILITY, RELIABILITY, COMPLETENESS, AVAILABILITY, TIMELINESS, OR ACCURACY OF THE INFORMATION AVAILABLE ON THIS WEB SITE. WE CANNOT ASSUME OR BE RESPONSIBLE FOR ANY FINANCIAL RESULTS BASED ON THE USE OF SUCH INFORMATION. THIS WEB SITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT, IS PROVIDED “AS IS” WITH NO REPRESENTATIONS OR WARRANTIES OF ANY KIND. POEHLING CAPITAL MANAGEMENT DISCLAIMS, TO THE FULLEST EXTENT OF THE LAW, ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
8. Limitation of Liability. IN NO EVENT WILL POEHLING CAPITAL MANAGEMENT BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL OR ANY OTHER DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY CONNECTED WITH (A) THE USE OR PERFORMANCE OF THIS WEB SITE OR ANY LINKED WEB SITE, (B) THE DELAY OR INABILITY TO USE THIS WEB SITE IN WHOLE OR IN PART, (C) ANY RELIANCE BY YOU ON INFORMATION PROVIDED ON OR THROUGH THIS WEB SITE OR ANY LINKED WEB SITE, OR ON THE RELIABILITY, ACCURACY, COMPLETENESS, SEQUENCE OR TIMELINESS THEREOF, OR (D) ANY USE BY YOU OF ELECTRONIC COMMUNICATIONS THROUGH THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
   
   IN ADDITION TO AND WITHOUT LIMITING THE FOREGOING, POEHLING CAPITAL MANAGEMENT SHALL NOT BE LIABLE FOR ANY HARM CAUSED BY THE TRANSMISSION, VIA USE OF THIS WEB SITE, OF A COMPUTER VIRUS OR OTHER COMPUTER CODE OR PROGRAMMING DEVICE THAT MIGHT ACCESS, MODIFY, DELETE, DAMAGE, CORRUPT, DEACTIVATE, DISABLE, DISRUPT, OR OTHERWISE IMPEDE IN ANY MANNER THE OPERATION OF ANY OF YOUR SOFTWARE, HARDWARE, DATA OR PROPERTY.
   
   IF YOU ARE UNWILLING TO COMPLY WITH ANY OF THESE TERMS AND CONDITIONS OF USE OF THIS WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THIS WEB SITE.